Living In The City Vs. The Suburbs: Pros And Cons
Most people assume that living in the suburbs is much cheaper than living in the city, but financially it's a bit of a draw. Here's why:10 Vote(s)
View ArticleHow Smart Credit Cards Work
One of the biggest difference between credit cards in the United States, and credit cards in Europe is that many of the European cards are smart credit cards.14 Vote(s)
View ArticleSnowbirds: What You Need To Know
Canadians who head down south for the winter to enjoy sunnier skies and a milder climate – and the opportunity to golf in January - are known as snowbirds.16 Vote(s)
View ArticleLoyalty Programs: How To Profit From Them
Loyalty programs provide a reward system by allowing us to collect points, receive discounts or get cash back. It's an easy way to save money. Here's why:13 Vote(s)
View ArticleHow To Swap Points From One Rewards Program To Another
A site like www.points.com can help you get more out of your loyalty programs, from credit card rewards to gas and drugstore cards. Here’s how it works:15 Vote(s)
View ArticleCan You Trust Advice From Your Bank?
Canadians are turning to online sources for financial information, but it seems dangerous to trust a bank that’s selling products to give impartial advice.11 Vote(s)
View ArticleWill Changing Demographics Affect Financial Markets?
Changing demographics will affect the economy and financial markets in the years ahead, but worries about a dramatic negative effect are exaggerated.10 Vote(s)
View ArticleUsing A Credit Card May Cost More, Thanks To Surcharges
Earlier this year, MasterCard and Visa, along with some of the big banks, agreed to allow merchants to charge customers an extra fee for using credit cards.12 Vote(s)
View ArticleInvestors Getting Short Changed From Our Banks And Advisors
Investors are getting a raw deal from our banks and advisors because we pay some of the highest fees in the world, yet have little to show for it.12 Vote(s)
View ArticleTime For A Fall Financial Review
For many, fall represents a new start, and it’s the perfect season to take stock of your finances. You still have time to meet this year’s financial goals:12 Vote(s)
View ArticleThe High Cost Of Childcare - How To Plan For It
Young families need to know the options available for childcare so they can manage their finances accordingly. We compare the costs, including daycare:14 Vote(s)
View ArticleBest Credit Cards For Groceries And Gas
Some rewards cards use different point multipliers for each spending category, so we compared the best credit cards to use for groceries and gas.11 Vote(s)
View ArticleBest No-Fee Cash Back Credit Cards In Canada
Most top cash back credit cards come with an annual fee, so if you’re not a big spender, the best option is a no-fee cash back credit card. Here's why:10 Vote(s)
View ArticleWhy You Should Protect Your Earnings With Disability Insurance
If you're under 50, you're more likely to become disabled than die. Here's why you should protect your earnings with disability insurance:11 Vote(s)
View ArticleAmerican Express SimplyCash Business Card Review
The American Express SimplyCash Business credit card comes with a straightforward rewards program. Different expenses earn cash back at different rates:6 Vote(s)
View ArticlePros And Cons Of Going Short With Your Mortgage
If you're looking for a mortgage today, a one-year fixed term might be right for you. Here are the pros and cons of going short with your mortgage:7 Vote(s)
View ArticleThe Many Forms Of Employee Theft
Employee theft and fraud is a serious problem in every industry and at every level. Retailers lose an estimated $2 million every day to employee theft.11 Vote(s)
View ArticleWhy Electronic Banking Is Safe
Electronic banking has been around for a while in the form of the ABMs and Internet Banking. No doubt, these technologies have made all of our lives easier.6 Vote(s)
View ArticleHow To Keep Credit History For Stay At Home Parents
It''s a good idea for stay at home parents to keep building credit history, even if he or she is unlikely to return to work. Here are three tips to help you:13 Vote(s)
View ArticleHow A Career Change Improved My Life
Whether we leave our job for more money, new opportunities, or to achieve better work-life balance, a career change can have a drastic effect on our lives.12 Vote(s)
View ArticleWhy Today's Appliances Look Good, But Don't Last
We've become a throwaway generation because today's appliances are so much cheaper than a few decades ago and consumers work fewer hours to afford them.3 Vote(s)
View ArticleMBNA Smart Cash Rewards Changes Explained
Recent changes to the MBNA Smart Cash rewards program will significantly reduce your ability to earn cash back. Here's how the credit card is changing:8 Vote(s)
View ArticleGive Your Money Time To Grow
We often prefer instant gratification instead of looking at what money can do over time. But even small amounts of money can grow into a fortune.6 Vote(s)
View ArticleGadget Insurance - Is It Worthwhile?
While gadget insurance for your phone might sound good, when we dive into the numbers and policy wording the service loses its appeal. Here's why:6 Vote(s)
View ArticleFree Chequing Account Comparison
It's tough to find a free chequing account that can meet all your day-to-day financial needs because they all have similar features. Here's a comparison:9 Vote(s)
View ArticleWhy I Became A DIY Investor
I haven’t always been a DIY investor, but I researched dividend growth investing and was ready to take control of my investments. Here's why I did it:9 Vote(s)
View Article5 Common RRSP Myths
RRSPs help investors save for their retirement while deferring taxes paid. Everybody knows the rules by now – or do they? Here are 5 common RRSP myths:9 Vote(s)
View ArticleBest Financial Tip: Make More Money
You can make more money by getting a raise or a promotion, or by changing careers. You can also get a second job, or create your own business on the side.7 Vote(s)
View ArticleWhy We Aren't In A Post-PC World
Rather than a Post-PC world, I believe we are in an evolutionary phase of personal computing. Here's why the PC is not dead and won’t be for a long time.7 Vote(s)
View ArticleGroup RESPs: Why You Should Avoid Them
Group RESPs, or group scholarship trusts, are known for their aggressive marketing campaigns and they come with a long list of fees and complex rules.12 Vote(s)
View ArticleAre Extracurricular Activities For Kids Worth It?
Parents today are far more likely to invest in after-school activities for kids than any generation before. Is it worth all the time and money we invest?10 Vote(s)
View ArticleWhy Do We Save?
Why do we save? Because we want to become financially independent, which means we’re debt free, and the income from our investments cover our expenses.10 Vote(s)
View ArticleWhy Budgeting Is Not A Waste Of Time
Budgeting and tracking your expenses can give you the knowledge and control you need to get through the various financial changes in your life.13 Vote(s)
View ArticleScotia Momentum Visa Infinite: Cash Back King In Canada
Recently I’ve discovered that the best cash back credit card in Canada is the Scotia Momentum Visa Infinite. You'll earn 4% back on groceries and gas:9 Vote(s)
View ArticleWhy Our Debt To Income Ratio Is Misleading
The latest numbers from Statistics Canada revealed our debt-to-income ratio is now a record 164.6%. But what does this number really mean?10 Vote(s)
View ArticleDiscover it Review: Discover's New Credit Card
All of Discover’s credit card programs have been replaced with the new Discover it card, and the rewards program has been revamped. Here's how it works:9 Vote(s)
View ArticleTop Cash Back Credit Cards 2013
I looked at 10 of the top cash back credit cards and compared them based on spending $12,000 a year and $24,000 a year to see which was best.12 Vote(s)
View ArticleNew Hudson's Bay Rewards Points Program Review
Hudson’s Bay Company recently announced a new rewards program that lets shoppers earn more points faster when shopping at Hudson’s Bay, thebay.com or Home Outfitters.11 Vote(s)
View ArticleWalmart Money Card Review
Before you get the Walmart Money Card – or any prepaid debit card – you should be aware of what fees are charged, and the card entails.14 Vote(s)
View ArticleHow To Determine Your CPP Benefits
When planning for retirement, one source of income that’s often over-estimated is your Canada Pension Plan benefits, or CPP benefits.11 Vote(s)
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